Contact us today (215) 968-5977
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AFC First Financial Corporation, the provider of the EnergyLoan program is an award-winning Pennsylvania based financial institution founded in 1947. AFC is full service mortgage bank, and offers the EnergyLoan program in cooperation with over 500 quality contractors, dealers, utilities and manufacturers.
• Fast, Affordable Financing up to $ 20,000
• Fixed Rate & Fixed Monthly Payments
• No Home Equity Required, New Homeowners OK
• No Points, Fees, or Closing Costs
• Up to 10 Years to Repay With No Penalty for Prepayment
Who is Eligible?
• Pennsylvania homeowners who own and are making qualifying improvements to their primary residence located in Pennsylvania and whose combined annual household income is $150,000 or less are eligible to apply for a loan or rebate under the Keystone HELP program. (The Keystone HELP Renovate and Repair Loan and other programs at different rates and terms may be available for homeowners whose income exceeds $150,000 – please contact us for details.)
• Improvements must be made to 1 to 2 unit owner-occupied dwellings. Work under the secured “Whole House Improvement Loan” or Renovate and Repair Loan programs must be done on a 1-2 unit owner occupied, deeded property.
Please note that a household may receive only one Keystone HELP loan or one Keystone HELP rebate each fiscal year, which is defined as the period from July 1 until the following June 30.
Frequently Asked Questions
(Click to see the answers)
*Click to view your estimated monthly payment & application
- No application fee, closing costs, annual fee or early payoff penalty
- No down payment, no minimum purchases
- Immediate credit upon approval
- Quick decisions - Apply today and get a decision in minutes
- Affordable monthly payments
- Flexible payment terms
- Special financing terms available
- Will not exhaust the credit limit of other cards
- Easy access to funds
Don't Get Heated Worrying About Financing
Finance your new heating and air conditioning unit! Leave your existing lines of credit open for other uses. Don't worry about compromising your lifestyle or budget! With this financing, interest is calculated on your average daily balance, so the lower your balance, the lower your interest expense! Since new heating and air conditioning equipment is more energy efficient, you may see considerable savings on your heating and cooling bill, which will help offset your monthly payment. Go ahead - buy it today!
Your credit line may be greater than your initial purchase. Therefore, you can use your remaining credit towards the purchase of items such as:
- Thermostats
- Electronic Air Cleaners
- Humidifiers
- Zoning Systems
- Energy Recovery Ventilators
Low and Affordable Monthly Payments
The minimum monthly payment is only $20 or 2% of the amount financed, whichever is greater. This method allows you to make lower payments than with some bankcards, which can require a 5% minimum payment.
Contact us for more information.
*Receipt of maximum credit line is subject to income and credit worthiness standards.
Call today to find out about our No Interest financing plans
Interested in what your monthly payments would be like, click on our payment calculator to find out.
(215) 945-4560 - (215) 968-5977
Bedminster - Bensalem - Bristol - Buckingham - Carversville - Chalfont - Churchville - Croyden - Doylestown - Dublin - Fairless Hills - Feasterville -Furlong - Holland - Ivyland - Jamison - Lahaska - Langhorne - Levittown - Mechanicsville - Morrisville - New Britain - New Hope - Newtown - Penndel - Perkasie - Pineville - Pipersville - Plumsteadville - Richboro - Solebury - Souderton - Southampton - Telford - Trevose - Tullytown - Upper Holland - Warminster - Warrington - Warwick - Washington Crossing - Wrightstown - Wycomb - Wyncote - Yardley- Willow Grove- Abington - Ambler - Bryn Athen - Cheltenham - Dresher - Elkins Park - Fort Washington - Glenside - Gwynedd - Hatboro - Hollywood - Horsham - Huntingdon Valley - Jenkintown - Maple Glen - Meadow Brook - North Wales - Oreland - Roslyn - Rydal
